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Complete Insurance Solutions—Available Through Approved

Protect what matters most. From home and auto to business and health, we connect you to the coverage you need—with service you can trust.

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Smart Coverage for Life, Home, and Business

Auto Insurance

Home & Property Insurance

Home & Property Insurance

  • Personal Auto Insurance
  • Specialty Vehicles (Classic, Collector, Modified)
  • Recreational Vehicles (ATVs, Boats, Motorcycles)

Home & Property Insurance

Home & Property Insurance

Home & Property Insurance

  • Homeowners & Renters Insurance
  • Condo & Mobile Home Insurance
  • Lake Estate® & Country Estate Insurance
  • Personal Umbrella Liability
  • Electrical Fire Monitoring (Ting)

Business Insurance

Home & Property Insurance

Farm & Crop Insurance

  • Commercial Property & Liability
  • Workers’ Compensation
  • Business Auto Insurance

Farm & Crop Insurance

Life Insurance & Annuities

Farm & Crop Insurance

  • Farmowners Insurance
  • Crop Insurance Specialists

Health Insurance

Life Insurance & Annuities

Life Insurance & Annuities

  • Individual & Family Plans
  • Employer Group Plans
  • Medicare & Supplement Plans
  • Dental & Vision Coverage
  • BCBS Dental Plans

Life Insurance & Annuities

Life Insurance & Annuities

Life Insurance & Annuities

  • Term & Whole Life Insurance
  • Retirement-focused Annuities

Insurance Partners

Zervos Insurety Services

Zervos Insurety Services is a specialized insurance brokerage focused on delivering commercial insurance and construction bonding solutions to contractors and business owners. With over 75 years of combined industry experience, our team provides expert guidance, competitive rates, and a high-touch service model built on integrity, innovation, and reliability.


We take pride in helping construction clients grow by structuring insurance and bonding strategies that unlock access to larger projects and long-term opportunities. Whether you're an established builder or an emerging contractor, we tailor our approach to meet your goals—supporting your success in a fast-moving and demanding industry.


At Zervos, you're not just a policyholder—you're a partner. Let our expertise work for you.

Farm Bureau

For more than 100 years, Michigan Farm Bureau has served as the voice of Michigan agriculture. A brand isn’t built over night but a century’s worth of focus, experience and passion can lead to something special.

The Michigan Farm Bureau Family of Companies shares that history, experience and passion and our brand is something we take seriously. 


The Farm Bureau brand serves as a visual and allows immediate recognition and credibility, sending a clear message of integrity, reliability and service. This identity carries across all branches of the Farm Bureau Family, from Farm Bureau Insurance to Michigan Farm Bureau to associated County Farm Bureaus.. 

Expansive Carrier Relationships

Approved Team works with a growing list of respected insurance carriers across the country. These partnerships allow us to offer a wide range of coverage options and competitive pricing that meet the needs of both individuals and businesses. By maintaining relationships with multiple carriers—not just one—we can match each client with the right provider, the right policy, and the best available terms.  Our expanded network gives us the ability to quote across markets and deliver real choice in coverage.


Approved Team connects borrowers with loan and insurance options tailored to their needs. We may earn fees or commissions from lenders, which can affect loan costs. Borrowers are encouraged to inquire about fees upfront. While we maintain lender relationships, any affiliations are disclosed to ensure transparency. Our focus remains on matching borrowers with the best loan solutions, offering unbiased, professional, and ethical service.


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